Sign up to get new listings emailed daily! JOIN SIGN IN
Naheed Gul
REALTOR®
Cell: (443) 856-3039
Office: (410) 814-2400
  • 109 Bluff Terrace, Silver Spring, MD 20902 Main Photo

62 Total Photos [Click to View All]

BEDS4 BATHS2 full 1 partial SQUARE FEET2,196 MLS#MDMC2233642
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONKEMP MILL ESTATES SCHOOLMONTGOMERY COUNTY PUBLIC SCHOOLS

Property Description

OPEN SATURDAY May 23 from 1-3pm and SUNDAY May 24 from 3-5pm. ***Welcome to 109 Bluff Terrace, a masterfully designed mid-century modern home nestled in one of Silver Spring's most serene settings that is larger than it looks from the outside. This architectural treasure captures the very essence of the mid-century modern philosophy: a seamless conversation between interior living spaces and the natural world just beyond the glass. From the moment you arrive, the clean lines, organic materials, and thoughtful design speak to a home that was built with intention. Walls of windows and open, flowing spaces invite the lush outdoors in at every turn, bathing the home in natural light and creating a tranquil atmosphere that feels worlds away from the bustle of the city yet remains minutes from everything Washington, DC has to offer. Whether you are curled up inside watching the seasons change through expansive windows or stepping out to enjoy the surrounding greenery, this home blurs the boundary between shelter and nature in the most beautiful way. It is the kind of home that slows you down, clears your mind, and reminds you what living well truly feels like. Located in the heart of the DC Metro area, 109 Bluff Terrace offers the rare combination of peaceful seclusion and urban convenience. Commuters will love the easy access to major routes, Metro, and the vibrant Silver Spring corridor, with its acclaimed restaurants, shops, parks, and cultural amenities just moments away. This is not just a home. It is mid-century modern gem, a lifestyle, and a sanctuary. This 4 bedroom, 2.5 bath home is larger than it looks from the outside. It has 2 fireplaces, a carport with a shed, and an expansive backyard that backs to trails and parkland, so there are no neighbors behind you. It has a coveted location on a cul-de-sac street, so there is no through traffic. This charming property is move-in ready with many updates and would make a perfect home or investment property. The interior has been freshly painted. New in 2026: HVAC; refrigerator, stove, dishwasher, carpet, chimney re-pointed and crown repaired. New in 2025: water heater and deer fence. New in 2024: roof and gutters, skylights, Hardie Board siding. New in 2023: Sewer and water pipes to the street. Open the door to what is next.

109 Bluff Terrace | MLS# MDMC2233642

This single family home located at 109 Bluff Terrace, Silver Spring, MD 20902 is currently listed for sale with an asking price of $649,000. This property was built in 1960 and has 4 bedrooms and 2 full and 1 partial baths with 2196 sq. ft. Bluff Terrace is located in the KEMP MILL ESTATES subdivision within the MONTGOMERY COUNTY PUBLIC SCHOOLS school district. Search KEMP MILL ESTATES real estate on naheedgul.homesale.com today.

Upcoming Open Houses

Open House Saturday May 23rd, 1:00pm - 3:00pm
Open House Sunday May 24th, 3:00pm - 5:00pm

Property Features

Property Type: Residential - Single Family
Basement: Full, Fully Finished, Heated, Interior Access
Basement: Yes
Fireplaces: 2
Fuel Type: Natural Gas
Heating: Forced Air
Lot Size: 0.30 Acres
Stories: 4.0
Taxes: $7,749
Year Built: 1960

Feature Descriptions

Additional Structures: Above Grade, Below Grade
Appliances: Dishwasher, Disposal, Dryer, Icemaker, Refrigerator, Washer, Water Heater, Stove
Exterior: Brick
Flooring: Luxury Vinyl Plank, Hardwood, Carpet
Lot Dimensions: 0.30 Acre(S)
Parking Notes: 5 Total Parking Spaces
Sewer: Public Sewer
Special View Info: Garden/Lawn, Trees/Woods
SQFT Above Finished: 1800
SQFT Below Finished: 396
SQFT Total Finished: 2196
Structure Type: Detached
Total Garage/Parking Spaces: 5
Water: Public

Local Schools

High School: NORTHWOOD
Middle School: ODESSA SHANNON
Elementary School: KEMP MILL
School District: MONTGOMERY COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: TTR Sotheby's International Realty
Agency Phone: 7037451212

IDX logo

Estimate Your Payment

Estimated Payment

$ 2,279.43 per month $1,444.39 Principal & Interest $645.75 Property Tax $189.29 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Monthly PMI fees could increase payment if above 80% LTV)
Getting pre-qualified is the first step to buying a home! GET PREQUALIFIED NOW Home Mortgage Logo
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/21/2026. The listing information on this page last changed on 05/21/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 05/21/2026 12:01:09 AM EST) or Bright MLS (last updated Wed 05/20/2026 11:50:04 PM EST). Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices Homesale Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
Privacy Policy / DMCA Notice / ADA Accessibility
Federal Housing Equal Opportunity Realtor
Corporate Office - 215 S Centerville Rd. Lancaster, PA 17603
James J Hafer - West Virginia Broker of Record

©2026 BHH Affiliates, LLC. An independently owned and operated franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. Equal Housing Opportunity.


Agent License Information:  

3500 Boston Street, Baltimore, MD 21224
410-814-2400

Login to Saved Search

Pixel

THANK YOU FOR
YOUR INTEREST!

Complete the fields below to receive additional details.

Add to Calendar

Reserve A Time

Cancel Your Appointment?

Registration Successful

You are now registered to view virtual open houses for the listings.