109 Bluff Terrace • Silver Spring, MD 20902

$649,000 Beds: 4 • Baths: 2 full 1 partial • Sq. Feet: 2196 • MLS ID: MDMC2233642 • Subdivision: KEMP MILL ESTATES • School Dist: MONTGOMERY COUNTY PUBLIC SCHOOLS
OPEN SATURDAY May 23 from 1-3pm and SUNDAY May 24 from 3-5pm. ***Welcome to 109 Bluff Terrace, a masterfully designed mid-century modern home nestled in one of Silver Spring's most serene settings that is larger than it looks from the outside. This architectural treasure captures the very essence of the mid-century modern philosophy: a seamless conversation between interior living spaces and the natural world just beyond the glass. From the moment you arrive, the clean lines, organic materials, and thoughtful design speak to a home that was built with intention. Walls of windows and open, flowing spaces invite the lush outdoors in at every turn, bathing the home in natural light and creating a tranquil atmosphere that feels worlds away from the bustle of the city yet remains minutes from everything Washington, DC has to offer. Whether you are curled up inside watching the seasons change through expansive windows or stepping out to enjoy the surrounding greenery, this home blurs the boundary between shelter and nature in the most beautiful way. It is the kind of home that slows you down, clears your mind, and reminds you what living well truly feels like. Located in the heart of the DC Metro area, 109 Bluff Terrace offers the rare combination of peaceful seclusion and urban convenience. Commuters will love the easy access to major routes, Metro, and the vibrant Silver Spring corridor, with its acclaimed restaurants, shops, parks, and cultural amenities just moments away. This is not just a home. It is mid-century modern gem, a lifestyle, and a sanctuary. This 4 bedroom, 2.5 bath home is larger than it looks from the outside. It has 2 fireplaces, a carport with a shed, and an expansive backyard that backs to trails and parkland, so there are no neighbors behind you. It has a coveted location on a cul-de-sac street, so there is no through traffic. This charming property is move-in ready with many updates and would make a perfect home or investment property. The interior has been freshly painted. New in 2026: HVAC; refrigerator, stove, dishwasher, carpet, chimney re-pointed and crown repaired. New in 2025: water heater and deer fence. New in 2024: roof and gutters, skylights, Hardie Board siding. New in 2023: Sewer and water pipes to the street. Open the door to what is next. View this listing at: http://naheedgul.homesale.com/mls=MDMC2233642

Property Features

  • Taxes: $7,749
  • Basement: Yes
  • Exterior: Brick
  • Parking Notes: 5 Total Parking Spaces
  • Special View Info: Garden/Lawn,Trees/Woods
  • Lot Size: 0.30 Acres
  • Lot Dimensions: 0.30 Acre(S)
  • Heating: Forced Air
  • Fuel Type: Natural Gas
  • Year Built: 1960
  • Fireplaces: 2
  • Water: Public
  • Sewer: Public Sewer
  • Stories: 4.0
  • Additional Structures: Above Grade,Below Grade
  • Structure Type: Detached
  • Total Garage/Parking Spaces: 5
  • Appliances: Dishwasher,Disposal,Dryer,Icemaker,Refrigerator,Washer,Water Heater,Stove
  • Basement: Full,Fully Finished,Heated,Interior Access
  • SQFT Total Finished: 2196
  • SQFT Above Finished: 1800
  • SQFT Below Finished: 396
  • Flooring: Luxury Vinyl Plank,Hardwood,Carpet

School Information

  • High School: NORTHWOOD
  • Middle School: ODESSA SHANNON
  • Elementary School: KEMP MILL
  • School District: MONTGOMERY COUNTY PUBLIC SCHOOLS
Printed May 21, 2026


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